Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content More Than a Paycheck Understanding the basics of disability income protection. Paying Tax Later Doesn't Always Mean Paying Less 401(k) savings are taxed as ordinary income when funds are withdrawn. The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.